Put an Armor Around Your Wallet.
Stop letting telecom and utility companies quietly drain your bank account. Our bilingual negotiators work to lower your bills.
Activate Your FeeArmor — No Savings, No FeeOne-time fee: 40% of your first 12 months of savings. Quoted before we charge, and charged only after the savings show up on your bill.
No charge until you save. We call, you save.
How it works
Three steps. No savings, no fee.
We do the work. You pay only after savings appear on your bill.
Tell us your bills
Share which providers you use: internet, phone, cable or home security. Takes about 2 minutes.
We negotiate for you
Our bilingual negotiators call your providers, with you on the line when they need you, and work to get you a lower rate. We never pretend to be you.
You approve every change
We show you what we found and our fee. You approve every change. You pay only after savings show on your bill.
The FeeArmor difference
You decide before you pay.
Some bill negotiation services charge before the savings show up on your bill. We never do.
Based on other services' published terms, checked October 2026.
Hablamos español
Your bills, your calls, your language.
Our team speaks Spanish. If you or your parents are more comfortable in Spanish, we'll explain every bill, call providers on their Spanish lines, and join you on the call in Spanish when a provider needs you on the line.
- Agreement and authorization in Spanish
- Calls, texts and emails in Spanish
- Every change explained before you say yes
What we hunt
The fees hiding in your monthly bills
Many bills have a line or two you'd never pay if someone pointed them out. We point them out, then go get your money back.
- Equipment rental fees
- Expired promo pricing
- "Broadcast TV" and "regional sports" fees
- Late fees charged in error
- Paper billing fees
- Payment and convenience fees
- Activation and upgrade fees
- Price hikes without notice
- Wrong rate plan
- Charges for services you cancelled
Pricing
No savings, no fee. Simple as that.
One fee, based on your first year of savings. Everything after that is 100% yours.
- $0 upfront. Save nothing, pay nothing.
- Based on 12 months of savings, max. Some services charge on up to 24.
- We only bill after the lower price shows up on your actual bill
- Pay at once, or split it into 3 monthly payments at no extra cost
- Provider doesn't honor the deal? We fix it, or refund that fee in full.
- Free heads-up before a promo we got you is about to end
Example
| If we save you | Our one-time fee | You keep in year one | Every year after |
|---|---|---|---|
| $25/mo | $120 | $180 | All of it |
| $40/mo | $192 | $288 | All of it |
Examples only, not a promise of savings. If a lower price lasts less than 12 months, we only count the months it actually applies.
FAQ
Questions, answered
Do you offer service in Spanish?
Yes. Our team speaks Spanish. From reviewing your bill to calling your providers, everything can be in Spanish, and your agreement and authorization come in Spanish too. Ver en español.
Is FeeArmor open?
Yes. We're open in early access and take new customers in the order they sign up. We'll email you within one business day to start your free bill scan.
Which bills do you work with?
Internet, mobile phone, cable and satellite TV, and fees on electric and gas bills. If a bill comes every month, there's a good chance we can check it.
How much does it cost?
Joining the list is free. When we save you money, you pay a one-time fee of 40% of your first year of savings, billed only after the lower price shows up on your bill. You can split it into 3 monthly payments. Everything after the first year is 100% yours. Save nothing, pay nothing.
Is there a contract or long-term commitment?
No long-term commitment. You sign a short service agreement, approve each change before we accept it, and can cancel anytime. You only pay a one-time fee on savings that show up on your bill.
Can you guarantee I'll save money?
No. Some bills are already clean, and the provider decides whether to remove a fee. What we promise instead: if we save you nothing, you pay nothing. And if a provider doesn't honor a deal we got you, we fix it or refund that fee in full.
Do you need my account passwords?
No. We start with a copy of your bill. If we need to contact a provider for you, we'll ask your permission first, and we never pretend to be you.
Can you lower my electric or gas bill?
Some utility charges are set by regulators and can't be negotiated, and we don't switch your electricity plan. What we can do is catch fees charged in error, late fees on payments made on time, and billing mistakes.
What do you do with my information?
We use your bills only to find and fight fees for you. We never sell your data. Read the full Privacy Policy.
Ready to armor up?
Tell us your bills. We make the calls. You pay only after you save.
Activate Your FeeArmor — No Savings, No Fee